Insurance Test №1 MEI

Question 1. What insurance is the most primitive form?

Business;
1) Natural;
2) Property;
3) Personal;
4) Voluntary.
Question 2. What is the medieval insurance?

1) Fraternal;
2) of the manufacturing;
3) Guild-shops;
4) workshops;
5) Professional.
Question 3. The medieval insurance differed from the ancient?

1) the presence of property insurance;
2) the availability of the insurance fund;
3) lack of insurance premiums;
4) greater breadth of insurance coverage;
5) All of the above.
Question 4: What is the difference between the joint-stock insurance companies and state insurance?

1) Insurance companies carry out only non-life insurance;
2) along with voluntary Gosstrakh applies compulsory insurance;
3) Joint stock insurance companies carry out only the compulsory insurance;
4) Insurance companies carry only private insurance;
5) There is no difference between them.
Question 5. What kind of insurance is carried insurance companies in Russia?

1) Liability insurance, pet insurance;
2) property insurance, transport risks;
3) Insurance of commercial operations, insurance default on contracts;
4) Insurance risks of loan default insurance of citizens;
5) All of the above.
Question 6. What characteristics are determined by the specifics of the insurance protection?

1) The term damage in kind or cash;
2) The random nature of the occurrence of a natural disaster or other manifestation of the destructive forces of nature;
3) Implementation of measures to prevent and overcome the consequences of a specific event;
4) Objective need for reparation;
5) All of the above.
Question 7: What is the insured event?

1) the insurer's obligation to pay the sum insured or the insurance indemnity;
2) The set of redistributive relations over the counter or damages caused by the specific object of insurance;
3) The likelihood of damage to life, health and property of the insured as a result of the insured event;
4) The level of insurance valuation in relation to the value of the property accepted for insurance purposes;
5) the potential for damage to the insured object.